STRAIGHT FORWARD FINANCIAL PLANNING

BUILT AROUND YOU:

At NTM, we help you protect what you’ve built, stay confident through change, and keep your lifestyle secure for the long term.

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NTM FINANCIAL SERVICES

Living life on your terms means having the freedom to choose your path - whether you’re still building your career, have already stepped back, or never plan to return to traditional work at all. At NTM, financial advice goes far beyond helping you reach financial independence; it’s about protecting it, strengthening it, and ensuring it endures for the long run.


Good advice helps you stay confident through market shifts, make smart decisions with your assets, and keep your lifestyle secure for the long term. We’ll help you understand where you stand today, the choices that can preserve your financial freedom and the pace at which your wealth can continue working for you.

Our Values are Simple

  • Clients come first
  • Simplifying the complicated for easier decision making
  • Transparent services and fees
  • Service not sale – we work with our clients over many years
  • Trust built on openness and a caring relationship


You may need a plan to maintain your lifestyle, or you may need a plan to start building the lifestyle you want. We’re here to help.

Our Values are Simple

  • Clients come first
  • Simplifying the complicated for easier decisions making
  • Transparent services and fees
  • Service not sale – we work with our clients over many years
  • Trust built on openness and a caring relationship


You may need a plan to maintain your lifestyle, or you may need a plan to start building the lifestyle you want. We’re here to help.

PERSONAL AND FAMILY

PROTECTION ADVICE

Protect what matters most, your income, your assets, and your loved ones.

PERSONAL SAVINGS & INVESTMENTS ADVICE

Save smarter, grow your wealth with confidence, live freely.

RETIREMENT

PLANNING

Secure your future with clarity, confidence, and expert guidance.

MORTGAGE & EQUITY RELEASE

Find the right mortgage to secure your home. Unlock the value in your home to live the way you want.

TAX

OPTIMISATION

Keep more of what you earn with smart, compliant tax planning.

ESTATE & LEGACY PLANNING

Protect your wealth to preserve it for the people you love

WHY CHOOSE US?

  • To benefit from personalised advice

    We are trained and qualified to give advice that aligns with your goals, circumstances, and values. We help simplify complex decisions around pensions, investments, mortgages, insurance, and tax planning.

  • True Independence

    Meaning we can recommend products from the entire market, not just one bank or insurer. This gives you access to the best options available, not a limited range of products. Being directly authorised we avoid Adviser Networks exerting significant control over adviser firms limiting their ability to operate with independence.

  • Avoid Mistakes

    Modern finances are messy: pensions, ISAs, tax allowances, inheritance planning, investment risk, retirement income. We help you navigate all of this with clarity and confidence

  • You can save time and reduces stress

    Managing your own investments and financial planning can be time‑consuming and overwhelming. We take on the heavy lifting so you can focus on living your life.

  • Benefit from regulated, professional, and accountable advice

    NTM must follow strict regulations and act in your best interests. Our independence is a key part of what sets us apart from restricted advisers.

FINANCIAL ADVICE CAN BOOST YOUR WEALTH

Research suggests people who take financial advice end up, on average, £40,000 better off overtime, even after fees.

(Ref: Your Money periodical - Do I need an independent financial adviser? )

Four people standing by a fence at night, one holding a fish, all smiling at the camera.

White Knight Helps Cardiff Bay Yacht Club Win Team Event in the Holms Race

By NTM • September 14, 2026
Away from the office, Neil Muir recently skippered White Knight in the Holms Race, one of the Bristol Channel's most demanding sailing events.
Person using a smartphone beside a laptop with a transparent digital interface overlay

Beyond the Headlines - September

By Neil Muir • September 11, 2026
NTM CEO Neil Muir discusses the latest market and economic news, helping you understand what it could mean for your finances, your savings and your investments
Two coworkers reviewing a document at a desk in a bright office

Looking Beyond the Headlines - Why Diversity Still Matters

By NTM Financial Services • August 25, 2026
NTM discuss portfolio diversification, why it's important in a time where a handful of companies dominate the market and how they can help maximise your investment
WHAT MAKES NTM DIFFERENT...
Our approach is simple, structured, and low cost

We bring clarity and structure to their finances

Ongoing support keeps clients informed and in control